Not an FSP. MyRandWise provides budgeting software and financial literacy content only. We do not give financial advice, sell investment products, or hold client funds. Learn more →
🇿🇦 BETA — FREE ACCESS NOW

Your money,
your rules.

The personal finance app built for real South African life — not American, not European. Ours.

🇿🇦 Built in South Africa · POPIA Compliant
Get started — it's free → ⬇ Download APK
25+
Beta testers
R0
During beta
100%
Built for SA
🎁 13 days left in your free trialUpgrade →
Good morning
Joseph 👋
Wednesday, 7 May
N
SALARY RECEIVED
R15 000
After commitments R1 350 yours
This Week
R238
Week 1 of 4 · R238 left
Debit Orders
R7 000
1 commitment
Debt Score
35/100
● Needs attention
Net Worth
−R26 000
Focus on debt
This Week — Daily Spend
—
M
R100
T
—
W
—
T
—
F
—
Sa
—
Su
⌂
Home
💳
Debt
+
🌱
Grow
💡
Health
Sound familiar?
Most South Africans face these
money problems every month.
You're not bad with money — you just don't have the right tools.
😤
You don't know where it all went when month-end comes
🇺🇸
Every budgeting app is built for Americans, not for us
💳
Debt keeps piling up and you can't seem to get ahead
🎯
You set savings goals but can't seem to make them stick
💡
MyRandWise fixes all of this — built for South African life, all the tools you need, none of the noise.
Built for SA life
Everything you need to
take control of your money
Every feature designed for how South Africans actually live and get paid.
📊
Expense Tracking
Log and categorise every rand. Weekly and monthly views that match your exact pay cycle.
🎯
Budget Management
Set weekly or monthly budgets. See your after-commitments balance in real time — no more surprises.
💳
Debt Freedom Score
Track every debt with a live score. Avalanche or Snowball strategy — you choose. Watch the number climb.
🏦
Savings Goals
Set goals for home, education, emergency fund, or holidays. Progress tracked every payday.
🤝
Stokvel Tracker
Track contributions and payout schedules — built exactly for how South African stokvels work.
💡
Financial Health Score
Your overall money health in one number. Spending, debt, savings, income — all in one score.
Real lives. Real situations.
Whatever your life stage —
MyRandWise was built for you.
👨‍💼
Employed
Salary earner wanting to budget smarter and kill debt faster
👩‍🔧
Self-Employed
Freelancer or contractor with irregular income who needs to plan ahead
🎓
Student
Managing NSFAS or part-time income while saving for fees and the future
🏡
Domestic Worker
Managing multiple income sources and sending money home each month
👨‍👩‍👧
Family Provider
Supporting dependants while planning for the future and making ends meet
Earn rewards
Share MyRandWise.
Both of you win.

Get your unique referral link from your dashboard and share it. When your friend signs up and completes their first week, you both unlock rewards.

Get your referral link →
Available in your dashboard after signup · See full rewards breakdown →
1
Share your unique link
Find your personal referral link in your MyRandWise dashboard and share it with friends and family.
2
They sign up and join
Your friend creates their free account using your link and gets instant access to all beta features.
3
You both get rewarded
Complete their first week and you both unlock rewards — your friend also gets a bonus free month.
Simple pricing
Free during beta.
Upgrade anytime — cancel anytime.
No lock-in. No credit card during beta.
Free
R0
During beta · Always free tier
  • Expense tracking
  • Basic budget management
  • Debt tracker
  • 1 savings goal
  • 14-day Pro trial included
Get started free
⭐ MOST POPULAR
Pro
R49/mo
or R470/yr — save R118
  • Everything in Free
  • Full budget breakdown
  • Unlimited savings goals
  • Debt payoff accelerator
  • AI spending insights
  • Stokvel tracker
  • Priority support
Start free trial →
Premium
R129/mo
or R1 238/yr
  • Everything in Pro
  • Bank statement AI parser
  • Investing & TFSA calculator
  • Bond readiness score
  • Family & dependent tracking
  • Custom categories
Coming soon
🤖 Download directAndroid APK
📦 Coming soonAmazon Appstore
🍎 Coming soonApp Store
▶ Coming soonGoogle Play

Try our budget tools

No sign-up needed — play with our calculators below, or open the full tools page.

Open the full tools page →

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FAQ
Everything you need to know.
Yes — 100% free during the beta. After beta: Free tier (always free), Pro at R49/month, Premium at R129/month. Beta users get special early pricing as a thank you.
Yes. MyRandWise was built for South African life — freelancers, self-employed, domestic workers, and those with irregular income. Log any source: salary, gigs, side hustles, remittances, or stokvel payouts.
Yes. MyRandWise is POPIA compliant, uses bank-level encryption for all data, and stores information on secure servers. We never sell your data. Ever.
Works on any device via myrandwise.co.za in your browser. Android APK available now for direct download. Google Play and App Store listings coming soon.
No. MyRandWise is a personal finance tracking and budgeting app, not a registered FSP. We help you see where your money goes — all decisions are yours. For professional advice, consult a registered financial advisor.
Email us at support@myrandwise.co.za or use the in-app support chat. We respond within 24 hours, Mon–Fri 8am–5pm SAST.